MEDICARE TO SENIORS: WHY DON’T YOU JUST DIE?

If you’re on Medicare, that’s the message you’re getting.

Out-of-pocket costs of Medicare have been going up annually, with ever-higher deductibles and premiums and a massive doughnut hole in prescription coverage that like the energizer bunny just keeps going and going and going. Many of the most fundamental, critical medications aren’t covered at all — emergency and other inhalers for asthma sufferers, nitroglycerin, newer antibiotics. Out-of-pockets costs are terrifying. Now, they’ve added a new twist. Something special to make us feel the love.

Coffin

I had my semi-annual physical a few weeks ago. These are supposed to be no-cost, no deductible preventative visits. Included in the visit were some standard blood tests and vaccinations. Three of the vaccinations were boosters to the vaccinations we got as children: polio, tetanus, diphtheria, whooping-cough (which is making a come-back). One was against shingles, which apparently is an issue for anyone over 60 who had chicken pox.

When I got my statement from Medicare, I expected to find maybe $20 due for the lab. Instead, there was an outstanding balance of $464, all for vaccinations. More than $300 of those dollars was for the shingles vaccine. No way can I come up with this amount of money on our fixed income.

Medicare had covered none of it. It said my “other insurance” (what other insurance? I’m on a Medicare PPO Advantage plan) didn’t pay anything either.

medicare confusion

When my husband’s Medicare statement for his physical arrived, there was another $265 for vaccinations, all boosters. I compared the statements. Garry is not on an advantage plan. He’s on straight Medicare with a “Medigap” policy that never seems to pay anything no matter what the claim.

That was when I realized how they’d done it. Vaccinations are no longer a medical expense. They are prescription medication.

Medicare reclassified vaccinations as prescription medication so they now fall under Medicare Part D. None of the prescription plans ever have — or ever will — cover vaccinations.

Medicare decided it’s cheaper to let old people get sick (maybe they’ll die and save even more money) than to vaccinate them against disease. Because while millions might avail themselves of preventative measures (we are old, not stupid), many fewer will actually contract the illness. Cost analysis won.

I’m so angry, so upset, I’ve been waking up early in the morning already in a rage. Brooding on the kind of mentality which leaves us — people who worked our whole lives and paid tons of money into this system — vulnerable because our government has misused our funds.

I will not go into the history of this mess, except to say it started under Reagan, and has continued apace. With everyone crying crocodile tears over Medicare — while spending the money earmarked to keep us safe in our senior years.

Meanwhile, I’ve got about $700 of medical bills I have no idea how to pay. They never said they won’t pay for vaccinations. They just reclassified them as “medication,” knowing full well that no plan would pay for it. No Medigap plan covers prescriptions, so you are well and truly screwed.

Ever since I turned 65, it’s been a downhill slide.

The day I turned 65, I was dumped by MassHealth (Medicaid). I hoped I’d be protected by my disabled status. I’d been on disability for years which was why I was entitled to MassHealth.

No problem getting around that. Social Security simply reclassified (sound familiar?) me. I’m just old, not disabled. They switched me to standard Social Security. I get the same monthly money, but without medical protection. They also lowered the poverty guidelines so we no longer qualify for the extra help on prescriptions.

“Why don’t you just die already? Stop using up valuable resources.”

Obviously, we’ve outlived our usefulness. So how come we are not dead yet?

When did the United States become such a mean-spirited country? When did we decide it would be better for us to get sick or die rather than give us proper care? How did we come to this? Who are we?

I get the message. Just die already. If you are not outraged, you must think somehow this will never affect you. Think again.


NOTE: Well said, for all of us — of a certain age. The old man was right!

“Generosity. That was my first mistake.” Obviously, not my last.

Apparently we have outlived our value to the society we served so long and so well. You are welcome.

Garry Armstrong

THAT BORING STUFF YOU IGNORED IN SCHOOL

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Back on Facebook, the site I love to hate. Someone who ought to know better is saying “Here’s a suggestion: To solve all our problems, we should call a general election and let the people decide what should be done. Let’s go back to running the government by the people! Sounds simple to me!”

And getting the response:  “What’s simple to us is hard for our elected officials!”

Your Vote Counts

It sounds moronic to me, but hey, what do I know? Because it’s not hard for our elected officials. It’s impossible and illegal for our officials — elected and otherwise. There is no such thing as a national general election other than the regularly scheduled ones in November.

Nor have we any mechanism to allow a plebiscite in which everyone gets to vote his or her opinion and The Government has to Abide by That Vote. How would that work, exactly? To which part of our legal system does this election belong? Judicial? Legislative? Executive?

I’m pretty sure — feel free to correct me if I’m wrong — we have to pass laws via the legislature. To change laws, we have to get rid of old laws via the judicial branch and/or enact new laws through Congress.

If you don’t like the bozos in congress, don’t vote for them. What? You didn’t vote? Well then. I guess you got what you deserve.

The executive branch (aka The President) can’t enact laws. He can use his influence to try to get Congress to create laws he likes. He can veto proposed laws although presidents do not use their veto much. It’s a thing. Oh, and congress can overturn a veto if enough members of congress can agree. Like that’s going to happen.

So — after we have this entirely illegal “public opinion election,” who will enforce “the will of the people”? The National Guard maybe? Guns and tanks in the street?

VotedDry

Returning to Facebook, I post a little something. Because I love it when I absolutely, positively know no one is going to pay any attention to me. I say: “You can’t just ‘call an election’ in the U.S. We have scheduled elections. The Constitution specifies how and when elections will be held. You can vote down a government in England and in other parliamentary systems, but you cannot do it here.”

Everyone ignores me. Probably because I’m so smart.

So what can you do about all the stuff you don’t like? Between scheduled elections, you are free to gripe, whine, wail, argue, rant, piss and moan … but you can’t vote until the next scheduled election.

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It’s one of several fundamental differences between our form of government and parliamentary governments (most of the rest of the free world). Americans are always saying how superior our government is, yet they don’t seem to know how it works. Hmm.

I love it when folks call for an election to change something they don’t like. As if the United States has ever or could ever “just call an election” and “let the people decide.” Even in a parliamentary government — which is nominally more responsive to public opinion — you can’t just “call an election” anytime citizens are displeased with what’s going on.

Somewhere in every government throughout history a lot of citizens are/were/will be unhappy with whatever the government is or isn’t doing. If you had an election every time a bunch of people were mad at the government, we’d always be in the middle of an election. Wouldn’t that be fun!

You are not required to like what’s going on, but if you want to participate, you need a fundamental grasp of how your government works. The boring stuff you ignored learned in grammar school. Today, you’re all grown up. Your government may be boring, but it’s the only one you’ve got. I know. It’s not fair.

Feel free to ignore me. Everyone does. I should never read anything on Facebook. It just pisses me off.

Obama To Disband the Marine Corps (NOT)

I’m not sure if this is a new rule or it should be a corollary to the Murphy’s Law which states “Anything that sounds too good to be true is probably untrue.”  This law, simply stated, is “If it sounds unbelievable, don’t believe it.”

See on Scoop.itIn and About the News

You didn’t know this, did you?

On a flight home I sat in between two individuals,  a Marine and boxing promoter. The boxing guy was an older gentleman, and told interesting stories, such as meeting Don King. Both men were very pleasant and that helped make time pass on the flight. We were all combat veterans and all Southerners, so we had a lot in common. Then the discussion, inevitably, turned to politics.

The older guy turned to the Marine and said “You know Obama is getting rid of the Marine Corps, right?”

Source: www.dailykos.com

 

Explainer: How Democrats and Republicans ‘switched sides’ on civil rights

Or, how the “Party of Lincoln” became the preferred party of racists everywhere.

I just about lost my damn mind this morning after coming across this piece from the National Review about how Barry Goldwater totally wasn’t all that racist or anything.

As a history nerd, this weird thing the Republicans are doing now where they are trying to pretend that they are the true heirs of the civil rights movement is starting to drive me up the wall. Like, f’reals, Frederick Douglass and Martin Luther King would not freaking be conservative Republicans today. For that matter, neither would Susan B. Anthony. It’s absolutely absurd. It doesn’t even sort of make sense because at all times throughout all history, all civil rights issues are progressive issues regardless of party alignment.

READ THE ORIGINAL: www.deathandtaxesmag.com

FROM SERENDIPITY, A LITTLE BACKGROUND MUSIC:

This is flippant and funny, but it is a not half bad summary of American politics for the past hundred years. Give or take a lie or two. And it adds some much-needed perspective to the lies we hear on the radio, see on television, and read on the Internet.

It’s always a good thing to add a little truth to an ongoing debate, though considering the incivility, name-calling, mud-slinging, and general bad manners and ill intent of participants on both side, but in particular the “right” side … one can only wonder if Truth and Facts actually have any role to play in this ongoing melodrama we call politics.

See on Scoop.itIn and About the News

GENEROSITY. MY FIRST MISTAKE.

My husband’s statement from Medicare showed a charge (paid by Medicare) for a doctor neither of us had ever heard of. This wasn’t the first time such a charge had appeared and I was fed up with phantom charges, even if they didn’t personally cost us anything.

I called the number on the Medicare summary to which one was supposed to address issues of fraud. After half an hour on hold, I got a person … who told me I needed to call the “Fraud Hotline.” Following some grousing (I was merely trying to be a good citizen … Medicare was the one getting hit with bogus charges, not us), I called the hotline.

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More like a cold line. Endless voicemail options. Press this, press that, press the next thing, press another thing … and then …

You got it. Wait on hold for another half hour.

When finally I get through, I provided the information. Then, I pointed out if they are serious about stopping fraud, they might want to make it less of a challenge to report it. She said that’s the way the hotline is, nothing to be done about it and I mentally threw my arms in the air and gave up.

It turns out it was actually Walmart (who we already paid for Garry’s eye exam), billing Medicare for yet another eye exam with the optometrist’s wife — who he had never heard of and never seen. Another $100 on top of the $110 he already paid to Walmart. Nice little scam, eh?

Apparently no one appreciated my attempt at good citizenship and like Calvera in “The Magnificent Seven,” I realized “Generosity, that was my first mistake.”

I spent nearly 2 hours trying to report a fraud … and no one cares. As far as Medicare is concerned, it is more trouble to track down scams than to just pay them off.

And here we sit, wondering where our money goes.

Wonder no more. I know where it goes.

vote today

If you don’t vote, you lose the right to complain about the government.

Get off your lazy butt. Go to the polls. Instead of whining about it on Facebook or ranting on your blog, be a citizen. Stand up and be counted. Vote!


We voted. The rest of the world is discussing the pluses and minuses of electronic and online voting, but here in Uxbridge, we have paper ballots. And black ballpoint pens with which to fill them out.

We also have really long referendum items. It took half an hour to just read all that fine print.

Do we want casinos in Massachusetts? And, by the way, how about expanding the greyhound racing so they can abuse even more dogs? (No, we don’t. Casinos do not improve the economy. They just bring in crime and infrastructure expenses.)

Would we like to  have our commonwealth charge us even more for a whole bunch of new things to recycle? Like we don’t pay enough? (No, thank you.)

Would we like the tax on gasoline adjusted based on the cost of living index? (I think so. Probably better than paying and paying and paying forever at the highest possible rate.)

Then there were all those school board people we never heard of. The one or two we knew (one of them is our neighbor) we voted for, the others were left blank. They are all running unopposed and unaffiliated, so asking for our vote is pro forma.

The lines were longer for parts of town where houses are closer together. Yay for living in the middle of nowhere.

The governor’s race should make interesting viewing. It was, last we heard, too close to call. Elections are my favorite contact sport, after clearance sale shopping.

ELECTION DAY – NOVEMBER 4, 2014

DEATH OF DEMOCRACY

A cautionary fairy tale by Rich Paschall, Sunday Night Blog

The King Brothers strode through the luxurious lobby of the grand Wilford Washington Hotel. It is a stately old hotel with all the modern amenities. Only the richest of the rich can stay at the Wilford, and the King Brothers were among the one percent that controlled most of the nation’s wealth. It was a particularly joyous night for the highly successful businessmen as they again used their business skills and wealth to get what they wanted.

Your Vote CountsAlthough they were knowledgeable and successful businessmen, Chauncey and Derrick King owed most of their wealth to inheritance. Their father discovered a new way of making energy. It was not the most environmentally responsible method, but it sure made a lot of money.

When old Farley King passed on, Chauncey and Derrick aced out two other brothers to grab control of the largest privately held corporation in the nation. Now they had their sights set on power. They wanted the sort of power that would assure continued success to their business as well as that of their friends. This meant no environmental controls that would limit their production.

The boys were all smiles as they moved to the elevators, one of which would take them to an exclusive penthouse party to celebrate victory. It was election night in the nation and everything was falling into place. Despite the massive price tag of their efforts, they were pleased with what their investment had purchased.

When the doors of the elevator opened, the King brothers found family, friends and a few carefully selected politicians on hand. They all had the opportunity to partake in the best drinks and hors d’oeuvre money could buy.  Chauncey was partial to a particular wine from France, Pierre Jouet Champagne, at a mere $6,500 per bottle. The hotel secured a case of it just for the event.

Cal Rhodes came up to the boys with the latest good news. “We have won another one. Just one more and we will control the Senate as well as the House. There are victory celebrations in just about every one of the party campaign headquarters across the country.”

For all the money the brothers dumped into attack ads and digging up dirt on the other party, they felt they ought to win most of the battles. And win them they did, all night long.

Time to vote! - Marilyn Armstrong

The party went well past midnight as they all kept a careful eye on the western states. The laughing and joking and storytelling of the earlier hours had given way to watching election results. Giant screen televisions around the room had been playing FIX News all night, but now they turned up the sound so everyone could hear. The audience hung on the words of the political reporters they knew and loved.

Elections in Oregon and Idaho were unexpectedly close. While Oregon was supposed to be a battle, Idaho was considered “a lock” for the brothers prior to election night.

“What the hell is going on in Idaho?” Chauncey shouted at Cal.

“I’ll check it out,” was all Cal could say as he went back to working the phones, a task he normally relished. It would not be good for Cal or any of the architects of the Senate strategy if they did not pick up one of the remaining states.

The numbers on the election boards were moving agonizingly slowly. Derrick said to no one in particular, “No one lives in Idaho, how long can it take to count a few votes?” At just past one in the morning, Eastern time, the crowded roomful of conservatives heard the news they’d been waiting for.

“With 93 percent of the precincts reporting, FIX News projects the incumbent Senator from the state of Idaho has held off an unexpected challenge and will retain his seat.”

With that announcement, Chauncey ordered another bottle of his favorite champagne. “Give everyone a glass. Let’s toast this hard-fought, hard-bought victory.” They toasted until the wine was gone and the guests headed home or back to their rooms in the warm, friendly Wilford Washington Hotel.

Derrick went to Cal with hardiest congratulations.

“You know, Cal, it’s time we set our agenda for the next two years. We need to start working on it immediately. But let’s get a good night’s sleep first. We’ve all earned it.” With that, Cal got a big hug from both King brothers before heading downstairs to his room.

On the very next day, with the House and Senate in hand, the King brothers discussed who should be the candidate for the highest post in the land two years hence. Whoever they picked would become their anointed one, their monarch and would serve the brothers well.

They would send him off to live in a big white house. Congress would pass all the Kings’ proclamations and the brothers would live happily ever after.

The very end.

WORDS OF A WELL-KNOWN AMERICAN

How do your opinions compare?

We all have opinions about our country. While some of us are Democrats and others are Republicans, and while some are Libertarians and others are right of the Tea Party, we can generally all agree on certain aspects of the American government and our basic freedoms. Nobody wants our rights taken away and we all want to be good patriots, but what is a good patriot?

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“Being a patriot means knowing when to protect your country, knowing when to protect your Constitution, knowing when to protect your countrymen…” and nothing would seem more certain than this. That is what one well-known American had to say recently, but not all are in agreement with his point of view.

“How can that be?” you might ask. Protecting the country, the Constitution and the countrymen would seem to be the highest priorities for a true patriot.

He added that we also need to look out for “encroachments of adversaries, and those adversaries don’t have to be foreign countries.  They can be bad policies.” There are many Americans who believe that bad policies are hurting the country. Ask anyone who claims to be in the Tea Party. They will tell you that Obamacare is killing this country. Ask many on the left and they will tell you lack of gun control is killing our children.

But this is not the sort of thing this well-known American is talking about. It could just be “simple overreach and — and things that — that should never have been tried, or — or that went wrong.”

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So the encroachments on our freedoms could be the sort of thing that intrudes on our privacy.  “If we want to be free, we can’t become subject to surveillance. We can’t — give away our privacy,” he told a reporter.

But is that what we are doing? Are we no longer free if we allow the government into every aspect of our lives? Is it right for them to collect data on our computer use, our telephone calls our visits to neighbors? Shall they put cameras and sound recording equipment at major intersections? Should they fly drones over our houses to see what we are doing? What is to be done to preserve our American way of life?

“We have to be an active part of our government. And we have to say — there are some things worth dying for. And I think the country is one of them.”

The problem would seem to many that the average person is not an active part of government. People do not vote. They do not become educated on government policies, although they may re-post misleading graphics to Facebook. They do not protest the encroachment on the things we think are protected in the Bill of Rights. They do not speak out.

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Some may believe that we have to give up liberties to stay safe, but this American will question whether recent historical events “justify programs that have never been shown to keep us safe, but cost us liberties and freedoms that we don’t need to give up and our Constitution says we should not give up.” It is a tough issue, to be sure. Do you think we should give up freedoms to the government without proof as to why this should be? What about the Fourth Amendment?

It would seem the Fourth Amendment might be encroached upon by some programs at home. Do we really believe “The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated?” If so, are recent actions of the government violating this idea?

This American does not necessarily disagree with the government’s need for surveillance but adds, “It’s the dirtiness of the way these things are being used. It’s the lack of respect for the public.”

So do you agree that is the problem with government programs? Are some policies bad, or at least the implementation of the policies, because they do not hold respect for the American people? These matters of government programs and their effects on our lives are a sticky business. Do you think things are worse because Obama is the President? Do you think things were worse when Bush was the President? Do you think we would have been better off with Romney or Mrs. Clinton?

Consider carefully and think to yourself how well you agree or disagree with the quotes above? It seems hard to disagree with an American who is defending American beliefs. Do you agree surveillance is necessary for freedom? Are you disloyal if you disagree? Now ask yourself, are you a good American? If you are a citizen of this country my guess is you think you are a good American. Are you a real patriot?

“Do you see yourself as a patriot?” Brian Williams asked this well know American, now living overseas.

“I do,” Edward Snowden replied.

If I now told you all the quotes above are from Snowden, what do you think of them?  Could your opinion possibly have changed about those patriotic quotes?