In five years?

While the government diddles around with our lives, someone asked me “Where do you see yourself in five years?”

This is a bad question to ask people our age, especially right now. We are living on fixed incomes that barely allow us to survive. The future is not something we really want to talk about, look at, or think about. We have a pretty good idea what is coming for us and it isn’t pretty. We won’t get better jobs. There are no bonuses, promotions or raises in our future. Our careers have ended and we no longer work. No one is going to leave us their fortune. I’m pretty sure we aren’t going to hit big on the lottery.

So what do you figure is likely to be the scenario in five years? You don’t need to be a visionary or a prophet to figure it out. It’s kind of obvious.

Old House in Hadley

We will be poorer. Hopefully we will have somehow managed to not lose the house which will be in serious need of repair and improvements for which we still won’t have money. Each year, we will have less money to work with, fewer resources. Our fixed income doesn’t stretch to cover the month now and will cover less in five years.

Most of you are younger than we are. You can’t imagine a time in your lives when you have no expectation of life getting better. For us, things are never going to get better. Our fondest hope is as our situation worsens, we survive. That’s not pessimism. It’s reality. We will fight an endless battle to make ends meet. Just like we are already doing but we will be five years older and that much tireder.

Social Security won’t go up nor will any pension money. We’ll be lucky if they don’t take it away; if they do, we are on the street. We won’t get younger or healthier. Property taxes will rise as will the cost of medical care, drugs, food, and everything else. Our income will remain the same or less. If we don’t die, we’ll be lucky to have a roof over our heads and something to eat.

75-BricksBoston

A look into the future fills us with trepidation. We live with constant gnawing dread as our resources shrink and our government continues to marginalize us, as if all the contributions made throughout our working lives count for nothing, as if our lives count for nothing.

I’m not inherently pessimistic, but reality bites and I’ve got a big hole in my ass to prove it. You can run, but eventually, you hit a wall. This is reality for most senior citizens. Grandma and grandpa live in or at the edge of poverty. They live in fear. They know nothing good is coming down the pipeline. Relief is not on the way. The vast majority of us worked hard and now we can barely make ends meet. It’s humiliating and depressing. What the government calls “entitlements” is actually our money. We invested in programs we were assured would provide a dignified retirement. The money we paid into these retirement programs and social security were supposed to prevent exactly what is happening. It was supposed to keep the wolf from the door, make sure that we didn’t end up in poverty. It was supposed to guarantee we would have a decent quality of life and be able to live in dignity.

For those of you who think we are just being negative, your turn will come. It will be a lot worse by the time you are our age. Everyone thinks they are going to dodge this bullet, that this is a scenario that can never happen to them. But it will. Unless you are very good with your money (never too early to start), exceedingly lucky, or already wealthy, this is your future too. There’s no “Get out of old-age free” card on the Monopoly board of life.

Not long ago, we believed something good was bound to happen. This could not be our fate. The economy and the housing market would go back up. We could sell the house and find a place we could live better. But it didn’t happen. With each passing month, as the months roll into years, we know there’s not going to be a last-minute save. Not this time.

The overall economy and real estate market — even in this depressed area — will ultimately recover, but it will be too late for us.



Categories: Economics, Family, Government, Health, Money, Politics

Tags: , , , , , , , , , , , , , ,

4 replies

  1. You’re right. Bad question to ask someone our age. As an old cowboy once said, “I just want to enter my house justified”.

    Like

  2. WB and I both totally agree and feel the same way. Already we are seeing a huge change in our insurances…we have always been self employed so we pay our own insurance which has been terrible the last few years…..we were on a $1000 deductible each and we still had to pay $1500 per month for insurance. A few months ago they cut it in half and told us that we will now be on a similar plan but our co-pays went up and they do not pay as much as we are finding out with my hubby’s two surgeries. It is a very scary time in history and we do not know from day to day what is next…the cost of living is ridiculous….so we are with you. It is sad as we grew up in a different time and America was much different as was society.

    Like

    • It’s kind of horrible. I have some faith that somehow, we’ll keep going, but I have absolutely NO idea how that will happen. I know people who have wound up homeless and I have friends who are facing the very strong possibility now. All of us have had careers, paid taxes, did what we were supposed to do to be good citizens and this does seem a sad reward — lack of reward — for a life. But we don’t have lots of choices. Grow veggies and live off the land? We would, but our land is so infertile, I think all we can grow are weeds and trees.

      Many hugs.

      Like

Talk to me!

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

This, That, and The Other

Random musings on life, society, and politics.

Our Eyes Open

Come along on an adventure with us!

Keep it alive

A look at life, achieving good physical and mental health and happiness

Covert Novelist

Just another WordPress site

The Small Dog

Life from the Tail End

Cee's Chronic Illness Sisterhood

Peer support and hope for women with Chronic Illness and their support team.

Salted Caramel

Blogging, Motivation, Lifestyle and much more.

Sue Vincent's Daily Echo

Echoes of Life, Love and Laughter

Sarah's Attic Of Treasures

Making My Home A Haven is important to me. Sharing homemaking skills. Recipes and food. Bible Studies. This is a treasure chest of goodies. So take a seat. Have a glass of tea and enjoy. You will learn all about who I am.

Green Screen

The Environmental Movie Podcast

bushboys world

Photos of my world and other stuff I hope you will enjoy too. Photos taken with Canon PowershotSX70HS Photos can be purchased.

musingsofanoldfart

Independent views from someone who offers some historical context

The HOBBLEDEHOY

I use the best, I use the rest

My Blog

Just another WordPress.com site

National Day Calendar

Fun, unusual and forgotten designations on our calendar.

Cee's Photo Challenges

Teaching the art of composition for photography.

Trent's World (the Blog)

Random Ramblings and Reviews from Trent P. McDonald

Views from the Edge

To See More Clearly

serial monography: forgottenman's ruminations

wandering discourse, pedantic rant, self-indulgent drivel, languorous polemic, grammarian's bête noire, poesy encroachment approaching bombast, unintended subtext in otherwise intentional context, unorthodox unorthodoxy, self-inflected rodomontade, …

draliman on life

Because sometimes life just makes you stop and think

The English Professor at Large

Posts about old Hollywood, current concerns

sparksfromacombustiblemind

EMBERS FROM SOMEONE DOGGEDLY TRYING TO MAKE SENSE OF IT ALL...

The Day After

Musings, Photography, Writing, and More

THE SHINBONE STAR

NO LONGER ENCUMBERED BY ANY SENSE OF FAIR PLAY, EX-JOURNALISTS RETURN TO ACTIVE DUTY TO FIGHT THE TRUMPIAN MENACE!

Chronicles of an Anglo Swiss

Welcome to the Anglo Swiss World

ScienceSwitch

Your Source For The Coolest Science Stories

A Day In The Life

People, Places, Nature, LIFE!

Curious Steph

explorations on the journey of living

%d bloggers like this: