Credit. That’s the money you don’t have that you spend anyway because look at that HUGE line of credit. I could buy a car with that kind of money!
Of course, then there’s paying it back which is so much less fun than spending it.
With Christmas no longer the spend until you have topped out all your cards thing it used to be, we manage to survive. Financial credit is the best and worst thing in our lives. When you need it, you need it. When that chimney needs fixing and the carpenter ants are eating your doorsill and the window is falling out, it’s credit or waiting until the house crumbles.
Let’s dream about money falling from the skies into our open arms … and not use a credit card!