IT WOULD NOT BE SUMMER WITHOUT FUCHSIA

FOTD – June 25 – Fuchsia


I took pictures of a lot of flowers yesterday. Not just the daylilies, but also the Fuchsia. And a few other things. But let’s do this one flower group at a time.

Fuchsia on the square

I honestly don’t think it would feel like summer without Fuchsia growing on the deck. They make me happy and these days, not so many things make me happy. It has been a grim three and a half years.The bank will not give us a loan, even though we have a flawless 8-year payment record. Because, 60% of our income goes out to pay bills.

“Oh,” said the woman who runs the oil company. “You mean, like everyone else?” So they set us up for a loan that most people — especially now — can’t get.This is how they set up these rules:

  1. Figure out what it actually cost for a retired couple to survive and have a home.
  2. Give them about 60% of that amount and charge them more than $3500/year for each of them to get “free” Medicare.
  3. Raise the costs of Medicare a little bit each year while reducing the benefits,
  4. Don’t give them raises. This is so that each year a retired couple’s fixed income buys less. A lot less in a really bad year.
  5. This is a very bad year.

It has been suggested that we set up a “FundMe” campaign, but I don’t want to. We had to do it once before when the well went dry and I swore I’d never do it again. So we will work with the mortgage bank.

Maybe we caught a break because of the disaster of COVID-19. If they tried to evict every person who has a house and doesn’t have a job or money, there would be millions of unoccupied houses they could not sell

They will have to do things differently.

Pity that hasn’t dribbled down to the computers that gauge whether or not you can afford a relatively small loan, even though you’ve paid every bill you’ve ever been sent for as long as they have been keeping records.

Does it make sense? Not to me. Not, in fact, even to the bankers who were embarrassed to refuse me. They said I had an impeccable record, but the computer said no.

The computer said no. Somehow, I knew it would come to this, that one day, my future would be decided by software. I probably deserve it. I spent years building software and now, it’s running my life.

Go figure, right?



Categories: cee's photo challenge, Flower of the day, Flowers, Gardens, Photography

Tags: , , , ,

11 replies

  1. Damn. I’m so very sorry, more than you probably know. I wish (magical thinking which does no good, except for the brief moment one does it) that there were a way to help. It’s odd, I keep hearing how “we’re all connected” as this virus mess gets worse and drags on, but that connected bit doesn’t include helping out those in the most need. All I can do is pray (for you and me and all the thousands of others who are in the same leaky, sinking lifeboat) that things improve even a slight bit. I don’t say that prayer thing out loud much for fear of offense to those who don’t pray and don’t appreciate them foisted out in times of crisis. But it’s all I got. You have as much of that as you want.

    Like

    • Right now, prayer is as good as any other wish. It’s one of the reasons I just can’t bring myself to beg for money. There are SO many places that are desperate. Zoos and hospitals and millions of people out of work with families to feed … I hope things get better for us. For whatever they are worth, you have my prayers, too.

      Like

  2. This would irritate me to, Marilyn. People are their to intervene and overlay commonsense over the computer’s answer. Mind you, not many people seem to have commonsense lately.

    Like

    • it was bizarre to be told I have an impeccable record and then be turned down in the next sentence. And so many people are in as bad a position or much worse that we are, although if we lose this house, we will be in serious trouble since we have nowhere else to go. Basically, I’ve thrown us into the wind and we will do the best we can as long as we can and hope that this country comes to its senses.

      Liked by 1 person

      • I am so sorry to read this, Marilyn. I expect more from the USA. We have similar issues here in South Africa right now as our economy is a wreck post the lockdown. So sad. At least in the USA your lockdown made sense given the infection rates and deaths. Ours did not at the time and now the winter has set in and this virus is spreading like mad, there are no resources left.

        Like

  3. The whole economy doesn’t make sense to me.
    Leslie

    Like

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