Remember how I said that Owen got the feeders back up on hooks? And how does this have anything to do with mortgage brokers?

I’m glad you asked. In a last desperate attempt to generate some money so we can not only get a boiler, but fix the back door and get the deck reattached to the house — and maybe even get new planks that aren’t a mass of splinters, I decided to have one final go at seeing if I could get a refinance on this house. Mortgage rates are very low right now, generally between 2.5% and 3%. We got a HARP loan while Obama was President. To get our overblown mortgage under control, HUD took over $80,000 of our mortgage.

For the past 8 years they have held that money. Payment and interest free. During that time, we managed to get the mortgage down by almost $50,000. And now, with the rates as low as they are, even adding the $80.000 back into the mortgage and taking out $15,000 extra to fix a few things in the house and leave us a little money to pay off a bunch of small credit cards with very low totals, the mortgage would STILL be lower than it is now at its current 4.8%.

So I’m talking to the very pleasant — and creative — broker from Mutual of Omaha — and there’s something weird going on out the back windows. On the deck. There’s a big white flag waving. Finally, I got up and went to look — still talking to the broker — and realized it was two squirrels humping their little furry hearts out on top of the new feeder. All that waving were their tails.

They were having a fine time. “It’s that time of year,” said the broker.

“Well,” I said, “The squirrels sure think so.” When I finally got a telephone break — before the next call came in — they had somehow detached and broken the feeder. It’s somewhere on the ground. Probably crushed. Of course it was the brand new feeder, not the old feeder. This probably proves that you might as well pay more for the better product because the cheaper ones tend to die sooner. In this case, it wasn’t much cheaper, but it was the only one that promised to have a mesh big enough for sunflower seeds. It lasted exactly ONE day until the happy humping squirrels took it down. I have gone through an awful lot of bird (squirrel?) feeder (mating platforms?). Forget the price of seed. The feeders are killing me.

There is a \a better than even chance that we’ll get the mortgage. So how come we couldn’t get a 0% heating loan for $7000, but can get a $250,000 mortgage? Does that make any kind of sense?

We are going away for a couple of days to visit Tom and Ellin. We are taking the Duke, but Owen will be here to hold the fort. If I don’t correspond much, it’s because I’m taking a break from dealing with EVERYTHING — banks, bankers, brokers, interest rates, et al. — and most especially banks. And I got to watch some very happy squirrels.

Categories: Anecdote, Animals, Blackstone Valley, Gallery, Photography

Tags: , , , , ,

8 replies

  1. Nature takes its course, lol. Glad the squirrels are happy, sorry about the feeder, delighted your taking time away, and I sincerely hope you get the mortgage. Love you. Have fun! I’m smiling ear to ear for you.


  2. I’m just here for the sexy squirrels.


  3. Interest rates are likely to sty low for many years now. Have a great time at Ellin and Tom’s.


  4. Squirrel sex always tends to pop up at the weirdest times…


    • And WHY on top of the feeder? It’s not a big feeder, so it had to require an excessive degree of agility. We found the feeder this morning. Just a little bit banged up. Not too bad. Meanwhile, the squirrels were back on the deck wondering where the feeder went.



  5. Enjoy your break. Hope you get the refinance/ loan.


Talk to me!

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

This site uses Akismet to reduce spam. Learn how your comment data is processed.

France & Vincent

Writing Magic, Myth and Mystery

Barb Taub

Writing & Coffee. Especially coffee.

This, That, and The Other

Random musings on life, society, and politics.

Keep it alive

A look at life, achieving good physical and mental health and happiness

Covert Novelist

Just another WordPress site

The Small Dog

Life from the Tail End

Cee's Chronic Illness Sisterhood

Peer support and hope for women with Chronic Illness and their support team.

Salted Caramel

Blogging, Motivation, Lifestyle and much more.

Sue Vincent's Daily Echo

Echoes of Life, Love and Laughter

Sarah's Attic Of Treasures

Making My Home A Haven is important to me. Sharing homemaking skills. Recipes and food. Bible Studies. This is a treasure chest of goodies. So take a seat. Have a glass of tea and enjoy. You will learn all about who I am.

Green Screen

The Environmental Movie Podcast

bushboys world

Photos of my world and other stuff I hope you will enjoy too. Photos taken with Canon PowershotSX70HS Photos can be purchased.


Independent views from someone who offers some historical context


I use the best, I use the rest

My Blog

Just another site

National Day Calendar

Fun, unusual and forgotten designations on our calendar.

Cee's Photo Challenges

Teaching the art of composition for photography.

Trent's World (the Blog)

Random Ramblings and Reviews from Trent P. McDonald

Views from the Edge

To See More Clearly

serial monography: forgottenman's ruminations

wandering discourse, pedantic rant, self-indulgent drivel, languorous polemic, grammarian's bΓͺte noire, poesy encroachment approaching bombast, unintended subtext in otherwise intentional context, unorthodox unorthodoxy, self-inflected rodomontade, …

draliman on life

Because sometimes life just makes you stop and think

The English Professor at Large

Posts about old Hollywood, current concerns



The Day After

Musings, Photography, Writing, and More



Chronicles of an Anglo Swiss

Welcome to the Anglo Swiss World


Your Source For The Coolest Science Stories

<span>%d</span> bloggers like this: