Life, Love and Part D – Medicare Prescription Coverage
This isn’t a complaint because I don’t have any reason to complain. BlueCross takes the best care of us of any health care insurer I’ve ever known. They are vastly better than any other group, so “Thank you, thank you” to all of them for trying as hard as they do to be as good as they are.
But. The rules of the road for prescriptions are insane. And confusing.
They wanted feedback and all I could say was “This is really confusing and I’m not easily confused.” This is true. Although I forget things, I have no problem understanding complexity including stuff that’s way outside my normal realm. I may not understand every detail, but there are very few things so complicated I can’t understand them.
Except prescriptions and Medicare. They are rules within rules within rules. I don’t even know if by the end of this month I’ll still have a “Part D” functioning or I’m going to run out of money and dive into that donut hole. I think I’m going to run out of money by the end of this month, but I can’t figure it out how they deduct which part of what — or when — and I have given up trying to figure it out.
If I’m confused by this, does anyone really know what’s going on? Garry refuses to even think about it. As far as he is concerned, this is my department. I figure it out and tell him what he should do, then he tells me to do it. He’s not exactly dull about things, but Medicare and prescriptions are far out of his realm. When I talk about prescriptions and Part D “allowances” his eyes go glassy. I might as well be trying to explain to him that the browser isn’t “the computer” but is a separate application that lives on a computer — and a computer is a physical thing, but an application is…
In 32 years of marriage and 60 years of knowing each other as friends and lovers, only two things have eluded his understanding: computers and Medicare.
As for me?
Just Medicare and prescriptions under Part D. I’m not even sure the people at Medicare are entirely sure what is going on.