Trying to get a loan to install a new boiler in this house ought to be easy. I’ve been paying off as many debts as quickly as anyone on social security can, but apparently not fast enough. Never mind that the money has almost entirely been spent trying to keep the house from falling apart.
What I don’t “get” is that this is a zero percent loan. They aren’t even paying out the money. National Grid is paying the money.
Also, It’s not a huge number. At zero percent, it’s easy to pay off. But they have a computer. When it dings, you’re donged.
So I have a choice: find a lender with a soul, or not pay my mortgage until I have saved up enough money, and then pray that the the bank will make a deal. Or we wind up on the street. I’m hoping we won’t wind up in the street because I don’t think we would last long. We’re a little old for that.
It’s ironic. We make too much money to get housing assistance, but NOT enough to really afford housing. Once more, we have fallen between the chairs.
However, you will have to forgive me if I’m not overly cheery. I’m scared. Somehow, I’ve always found a way to survive, no matter how bad things got, but it’s not looking good. But who knows? Maybe it will get better?
And you know? Today the daylilies bloomed and a tiny chipmunk made his way onto the feeder and nibbled at it. Everything is fine … except … it’s not.