YOU CAN’T BE TOO CAREFUL

I’ve been hacked. A lot of you have been hacked. Getting hacked used to be a rare event. Not any more. It’s downright common these days. Those hackers never give up and they are always looking for victims.

Luckily, I have watchdogs. My bank is alerts me to anything that doesn’t look right, no matter how small an amount is involved — and so does Discover. Last week Discover warned me they had found my social security number on the dark web, so I’ve been doubly alert since. They notify me every time I use the card. Today I used it for a purchase on Amazon and to pay for one of the two birth certificates I ordered. I got notified of both those charges. I knew about them, so it was fine.

Then, I got a notice of a charge of $1 on Amazon.

Hackers often make a very small purchases using a credit card to see if it works. Later, they will make a much bigger purchase or many big purchases. The little charge, usually for a dollar or two, is just a test run. As soon as I saw it, I grabbed the phone and called Discover. When you’ve been hacked once, you don’t want a repeat. Once was more than enough. Even when it doesn’t cost you money, it’s a major inconvenience and it makes you feel vulnerable in a million subtle ways that are hard to explain.

Your “space” has been invaded. “They” are out to get you.

After I got the first notice from Discover about the dark web, I changed passwords on a couple of accounts on which I hadn’t changed passwords in a long time. Just to be safer. Today, when I called Discover, they promptly closed the account. They won’t pay any new charges until I get new cards and set up a new account.

Is it over-reaction to a tiny charge? Maybe — but I don’t think so. There’s no reason for Amazon to run a $1 test on any of my cards. None of them are new and I’m an old customer. And rest assured, there is absolutely nothing on Amazon that costs $1. Someone ran that charge and said it was Amazon, but it wasn’t Amazon. Maybe it was nothing. Maybe it was something. Whatever it was, it was stopped in its tracks.

If you get alerts from your bank and various credit accounts, look at them and make sure the charge you see was yours. I used to be a lot more cavalier about this stuff — until I got hacked. Since then, I’m cautious. Maybe overly so, but being careful matters.

You can’t survive in this new world without making online purchases. That’s just the way we roll nowadays. You can still be careful. You can’t be too careful.

There is no such thing as “too careful.”



Categories: Anecdote, hacking, Hacking, Technology, UPDATE!

Tags: , , , ,

19 replies

  1. Yes. It is always wise to be cautious even if that seems overtly.

    Like

  2. I posted on a blog the other day looking for info.
    Almost instantly some scums sent me phishing emails.
    If they find out what you are interested in you can fooled.
    I picked up on it though. It seems more and more we are assaulted
    by these degenerates.

    Liked by 1 person

  3. Once burned, twice shy. Too careful? Never.

    Liked by 1 person

  4. My bank Visa was hacked. I get notices if I am over the limit or the charge was from somewhere I am not. They even alert me if it is not a “typical” purchase. On Thanksgiving, someone ordered 5 water heaters to an address in Chicago. I notified the bank immediately and I even contacted the big box store who sent delivery info to my email. The bank canceled my card and sent another. The store investigated the fraud but I may never hear back about that. I look at everything carefully now. If I get an alert I look at the charge right away.
    Sometimes I get alerted about something I did, but that is better than trying to remove something a month later.

    Liked by 1 person

    • I check every alert I get — and I get a lot of them, for EVERY purchase I make on Discover and many I make on my bank card. There’s no end to the number of hackers out there and they don’t care who they hurt. You can’t avoid them, but at least you can keep your eyes on them. They are the meanest scum on earth.

      Liked by 2 people

      • These hackers seem impervious to getting caught. Are the laws and penalties sufficiently tough? Doesn’t appear that way.

        Like

  5. I think you did right to block your card.

    Like

  6. Same happened to me Marilyn but took me a while to get refunded from the bank. It’s those $1 charges that are the clue, well spotted
    Since I was hacked two years ago FB still won’t let me put my blog on my page and I also cannot send a link to any post to friends on messenger ..so bizarre

    Like

  7. Nope, no over reaction – nip it in the bud.

    Like

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