INSTIGATE A PERSONAL SEARCH FOR WEATHER-RELATED HOME DAMAGE – Marilyn Armstrong

FOWC with Fandango — Instigate

I don’t have much time today — heart doctor followup in a few hours.

This has been an exceptionally busy week with doctor appointments for either Garry or me for every day, not counting Labor Day. Plus, I’m still trying to figure out what to do with our house.

Damaged gutters from falling branches

As we drove to the doctor yesterday, I was looking at all the houses as we passed and realized that every vinyl-sided house appeared — on one or more walls — like ours. Even houses that began the year in near-perfect condition were obviously rain-damaged. Even cedar shakes are soaked through, dark and wet looking — which means the walls behind them are wet too.

The whole house looks kind of like this. The green mold is dampness and rain

We are not going to be alone trying to get our so-called insurance companies to pay for the damage. There has been a calamitous amount of storm damage this year. Are ALL the insurance companies going to claim it’s “just” normal wear and tear? Even homes that were normally perfectly maintained look beaten.

This looks exactly like our house. Same color vinyl and everything

From as far away as Alberta (Canada) to Arizona (where it doesn’t rain!), to parts of southern California, reports are coming in that this has been the rainiest period anyone can remember — and most of the people saying that are not kids. They are our age, a little more or less.

Foundations break apart from the never-ending rain

I got a letter from the insurance company promising to send an adjuster one day soon. Except the adjuster came and went last Friday. Good to know MAPFRE is right up to date! If they don’t even know they already sent an adjuster, I can be pretty sure they haven’t even looked at our claim, much less done anything with it.

When the trunks of the trees and the earth are wet enough, trees fall

The good news? The adjuster said that the damage is confined to just that wall and is NOT spreading to the rest of the house — and that he was able to measure for actual water which means damage is very recent.

For all of you who haven’t yet taken a good look at your houses, maybe this is a good time to do it. Instigate a family investigation of every part of your house, from the roof to foundation. Look closely at everything.

The weather isn’t going to improve and I wonder if any place is going to be safe after a while. When you get down to it, our houses are only permanent for as long as they want to be. If the weather keeps getting crazier, no one’s house is going to be secure unless it’s on top of a hill and built from natural stone. Even castles have rooves, siding, and foundations that can be water-damaged. Many already have been.

Then, there are plagues of insects that appear. We have never had a plague (two, actually) of lethal virus-bearing mosquitoes until this year. We’ve had a few bad ones that came up on vegetable trucks or cars, but not like this summer. They too are part of the changing climate.

When the trees get sufficiently soaked through trunk and root, they collapse. It’s all mud with nothing to hold them firmly in the ground. Crops won’t grow in mud, either.

Hard not to notice something bad is going on underneath, but insurance can’t see it

And now, as they track Dorian up the coast, so far they are predicting it will mangle parts of the Carolinas. With a little bit of luck, most of the worst of it will miss our area — except (naturally) a lot of rain, wind, thunder, and lightning. What a shock! We haven’t seen (sarcasm font start here) much of that.

Climate change.

Is it legal to yearn that Mara Lago will blowdown or sink during a category 5 hurricane? Can we at least hope that he who has brought so much trouble on us will reap the whirlwind? Surely something wet with howling wind is bound to hit him.

I get a little thrill merely thinking about it.



Categories: #FOWC, climate, climate change, Daily Prompt, Fandango's One Word Challenge, Storms, Weather

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14 replies

  1. I had that same thought about Maralago — after all, if there’s “never been a Cat 5 hurricane,” there was no need to build for that strong a storm! Oh, but Maralago was built before Trump came along ~ ~ ~

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  2. Sure hope the insurance covers it Marilyn.
    Leslie

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  3. Homeownership is a never-ending maintenance headache.

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  4. New houses will have to be built to withstand this sort of weather but what concerns me, and I’m sure you are seeing it too is that most trade courses now seem to be fast-tracked which is seen as a good thing for students but is it? Wasn’t it better to have young tradespeople do a full apprenticeship and work with a master builder before being entrusted with building someone’s home alone? I also think that building practices have become shoddy through cost-cutting. Recently we’ve had cases in Sydney and Melbourne of cracks appearing in apartment blocks causing the homeowners/tenants to have to move out indefinitely. Meanwhile solid brick homes on large blocks get demolished so that developers can put up more apartments in suburbs that were never high rise.

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    • It’s not the building that’s the problem. I think it’s the shoddy materials. Chipboard where they used to used real wood. So much of new houses — even most houses built since the 1970s — are half prefab. They fall apart before you even move into them.

      ARE there any master builders anymore? If there are, I haven’t met any.

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      • Yes you are right there, way too much chipboard. I was shocked when our bathroom floor collapsed under the shower to find it was chipboard. Who puts it in a bathroom? Then a friend locally told me he had the same problem at his place. This house has a 1980s extension and I think it was probably done then.

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